Rahnuma Travel Services (Features)

What are your payment options?

1. Pay now and travel now
With this convenient option you can enjoy all the benefits of Rahnuma by simply opening an account with the bank and depositing the required amount into your account.

2. Travel now and pay later
Through this option you can avail Rahnuma on easy financing. The features include:

• No draw / immediate departure
• 0% mark up on financing
• Easy installment plan of 6 and 12 months
• No prepayment penalty
• No down payment
• Easy documentation

The only requirements for this option are that you need to be a salaried individual within the age bracket of  22-60 years and your monthly net salary should be at least Rs. 12,000/-

3. Save now and travel later
The third option lets you save the required amount by depositing your monthly savings into our “Umrah Saver Account” Once your target amount is saved, we will automatically make all the Umrah arrangements for you.

When can you travel?
In Pakistan, Umrah Season lasts for a period of seven to eight months from Safar / Rabi-ul-Awwal to mid Ramadhan. You can perform Umrah through Rahnuma during this period. Your application will require20 days to be processed and incase you have applied for travel now pay later option we will require 25 working days. After 30th August 2007, processing will require 40 days due to Ramadan.

What do you need?
Complete application form along with the specified documents therein.

Note: Package details and terms and conditions are subject to change.

Levies: Fees and charges will apply as per the prevailing Schedule of Bank Charges whereas other levies will be applicable according to Government regulations and directives of State Bank of Pakistan.